Requirements for High Risk Loans, Special Finance Auto Loans

Our dealers utilize numerous lending sources.  They can usually find a lender to fit nearly any credit situation.  The following list is for general informational purposes, meeting the minimum requirements does not necessarily guarantee approval.  Approvals are subject to verification of all information.

	Proof of Income Salaried Applicants: Must provide a current paystub with Year to Date earnings. Military: Must provide a current Leave and Earnings Statement (LES) Self Employed / 1099 Contractor: Most recent 2 years complete Federal tax returns with all schedules. Non-Salaried Income: Most recent 2 years complete Federal tax returns with all schedules. Child Support: Must prove for the term of the loan with official court documents. Government / Retirement Benefits: Current benefit letter proving stated income for the term of the loan.
	Bankruptcies Chapter 7: Must be dismissed or discharged. Chapter 13: Dismissed or discharged. If open requires current plan schedule and authorization letter from the Trustee.
	Residency US Residents at least Eighteen Years Old.
	Eligible Vehicles New or late model vehicles less than 6 years old, and less than 75,000 miles. No commercial, exotic, or salvage vehicles.
	Repossessions No repossession in the last 12 months unless included in a discharged bankruptcy No multiple repossessions without a cosigner / co buyer.